» Insurance Info - Marc Craig Dentistry

Insurance & Financial Info

Payment Options: Visa, Mastercard, Discover, American Express, Care Credit, Health Savings Accounts and Flexible Spending Accounts.

In-Network Insurances:

Cigna PPO, Delta Dental Premier, Aetna PPO, Anthem Blue Cross Blue Shield PPO and Benecare PPO premiere.

These are some of the more popular insurance companies we accept and work with. Attempting to understand the benefits and limitations to dental insurance can often be confusing and frustrating; so before any treatment gets started we will always explain what it means to be “covered” for a procedure and what your copayment will be.

Other Insurances:

Metlife, Delta Dental, Blue Cross Blue Shield, Guardian, United Healthcare, United Concordia, Lincoln Financial, GEHA, Assurant, Aflac and Ameritas.

Even if our practice is considered an “out-of-network” provider, that does not mean you can’t be seen by us, or not receive your contracted insurance benefit. What is does require, is for us to explain potential differences in your co-pay responsibilities. It will always be our goal to work with you in providing quality care that you’ll value and be able to afford.

Insurance FAQs

Does your office offer payment plans?

Yes, we have both an in house payment plan and we also work with care credit payment plan options that will allow payments up to 18 months at no interest.

What does a maximum benefit mean?

Most plans limit the amount they will pay per patient per year. In example; if you have a $1500 maximum that is the most that your insurance will pay towards procedures for any given year.

Does having 2 insurance’s mean I’ll never have to pay out of pocket?

Not necessarily, all plans vary and we will be happy to research your specific scenario.

Why is it sometimes necessary to take certain x-rays before certain procedures?

Most insurance companies require x-rays be sent along with the claim to assure them the necessity of the procedure.

If I have a crown done and it breaks 3 years later, why won’t my insurance cover it?

With most insurance companies, there is a frequency limit to major services, these vary by plan.

If I need 4 cleanings a year why will my insurance only cover 2?

The typical insurance plan is designed around the American Dental Associations recommendation to have two cleanings per year.

I’m going on Medicare next year, what does that mean for my dental benefits?

While our office does not accept medicare plans, we always try to work with everyone to make the quality care you deserve affordable.

I have older children still on my insurance plan; do they still have to be in school to get the benefit?

As long as your child is enrolled as a full time student he or she can remain under your insurance plan benefits up to the age of 27. We always double check to make sure this policy is in effect from your insurance company.